Our primary objective is to manage the total cost of risk for our clients, from medical and indemnity costs, to overtime, and decreased employee productivity.
ARS employs a unique approach to claims administration by formulating an efficient and responsive action plan for every claim.
Our experience demonstrates that early claim reporting leads to significant reductions in claim costs, which is why we handle claims 24 hours a day, 7 days a week.
Workers compensation claim costs include both direct, and indirect costs. Indirect claim costs may be as much as four times higher than your direct claim costs. ARS is focused on controlling your direct claim costs so that you can focus on minimizing your indirect claim costs.
- Medical costs
- Lost time wages
- Claim service fees
- Overtime costs
- Loss of physical assets
- Loss of productivity
Our experienced adjusters, average over fifteen years experience at ARS. Many have adjusted claims for over twenty years in the workers’ compensation and liability field.
Higher closing ratios and lower claim costs are achieved as a result of low caseloads -allowing our adjusters to manage, not just process their claims.